Agent capability
Agent Payment, scoped to a single intent.
Let agents pay without ever holding your customer's credentials. Issue scoped, single-use payment tokens bound to an approved purchase, with a signed paysheet for every transaction.
{"mandate_id": "mnd_4a7e...","amount": "129.00","currency": "USD","merchant": "example-store","single_use": true,"sca": "passkey_approved","result": "scoped_token_issued"}
How do AI agents pay without holding credentials?
With LoginID, an AI agent pays using a scoped, single-use payment token bound to one approved purchase, so it never sees or stores the customer's raw card or payment credentials. The customer approves the amount and merchant with a single passkey tap (satisfying Strong Customer Authentication), LoginID mints a token scoped to that exact intent, and every transaction carries a signed paysheet recording who approved it, for how much, and where.
Agents that pay, without holding the keys.
Scoped payment tokens
Issue single-use tokens bound to one merchant, amount, and intent, so agents never see or store raw payment credentials.
Signed paysheet
Every transaction carries a verifiable record of who approved it, for how much, and where, with a clean trail for disputes and reconciliation.
Built-in SCA
Strong Customer Authentication satisfies PSD2 and keeps high-value purchases phishing-resistant.
Revoke and reconcile
Cancel an unused token instantly and reconcile spend against approved mandates, keeping agent commerce auditable end to end.
How agent payment works.
- 01
Confirm the purchase
The customer approves the amount and merchant with a passkey tap, satisfying SCA up front.
- 02
Issue a scoped token
LoginID mints a single-use payment token bound to that exact intent, never reusable or over-scoped.
- 03
Pay and record
The agent completes checkout with the token and a signed paysheet captures the full, verifiable record.
Human Payment
Give people one-tap approval over every agent purchase: clear amounts, clear merchants, no shared card details.
Learn more- Approve with a passkey
- See every charge
- No stored card credentials
Frequently asked questions
- How do AI agents pay without holding card credentials?
- The agent uses a scoped, single-use payment token bound to a specific merchant, amount, and intent, so it never holds raw payment credentials. The token is minted only after the customer approves the purchase, so agents can transact without ever storing card details.
- What is a scoped single-use payment token?
- It's a payment credential restricted to one merchant, one amount, and one intent, valid for a single transaction. Because it cannot be reused or over-scoped, it dramatically limits the impact of a leaked or misused token.
- Do agent payments support SCA and PSD2?
- Yes. Strong Customer Authentication is satisfied up front via a passkey approval, meeting PSD2 SCA requirements while keeping high-value purchases phishing-resistant.
- What is a signed paysheet?
- A signed paysheet is a cryptographically verifiable record attached to each transaction that captures who approved it, the amount, and the merchant, giving you a clean trail for disputes, chargebacks, and reconciliation.
- Can an issued payment token be cancelled?
- Yes. An unused token can be revoked instantly, and spend can be reconciled against approved mandates, keeping agent commerce auditable end to end.
Let agents pay, on your terms.
Scoped, single-use tokens and a signed paysheet mean agents transact without ever holding credentials. Ship secure agent payments in days, not quarters.